Have you had difficulty getting travel insurance after a cancer diagnosis? This blog gives helpful updates on the travel insurance group discussions.
Welcome to the March 2019 travel insurance update.
Spring is here at last and Easter will soon bring a welcome break. Are you planning a UK trip to make the most of the gentle sunshine, colourful Spring flowers and longer days? Or perhaps you are planning a holiday abroad to escape the April showers, visit the vibrant bulb fields or get away from it all?
We hope that the discussions on the travel insurance group give you some valuable recommendations.
Thank you to everyone who contributed to the group in March. Several of you discussed the difficulties in getting travel insurance when living with cancer. Yet, many of you found affordable travel insurance and shared useful tips with each other.
Here are some of your success stories over the past month:
Biddy261 found good value annual cover for Europe:
“A travel insurance company provided annual cover for Europe for under 31 days at any one time for £110. I had to answer quite specific questions related to my cancer, which was an insight.
Anyway, I snapped up the insurance and I am sitting on a beach in Malaga with my daughter as I write. Only 4 nights, but just incredible after those 6 hard months of treatment.”
JayHe19 was impressed with a travel insurance company’s customer service:
“I’ve always struggled to get travel insurance but got full cover for £32. It was a single trip to Mallorca…I still can’t believe it! I had to speak with an underwriter, who was very kind and respectful of the situation.
What struck me was that the travel insurance company tried to understand my situation, rather than just asking a few questions and responding the ‘computer says no’, which is what usually happens. Excellent service.”
Here are some handy tips that you shared with one another:
Mitzie10 shared tips on dealing with travel insurance companies:
“In my experience, if you are waiting to have further treatment, it will increase your premiums. So, an option is to wait until after your treatment has finished and then get insurance. If you are nearer to travelling, then the costs do come down.
It is always best to phone the companies directly, as websites are not always very helpful.”
vale46 recommends checking any travel insurance cover linked to a bank account:
“I have travel insurance linked to my bank account and was pleasantly surprised that any trips I have booked currently (booked up to 6 months before diagnosis) are covered.
If any of you have a linked account, this is worth checking.”
Travel insurance advice
Travel and cancer information
If you are thinking of going on holiday, remember to look at Macmillan’s information on travel and holidays to help you get the most out of your trip. Our information includes:
Visit the travel insurance group
Please keep sharing your experiences (good and bad) with us. You can visit the travel insurance group to start a new discussion.
Many thanks to Biddy261, JayHe19, Mitzie10 and vale46 for contributing to this blog.
Safe travels and Happy Easter!
My bank account linked Travel Insurance will still Insure me for any Cancer unrelated incidents eg. Broken leg etc. but nothing related to jy Cancer. However, I have been told that my EHIC card covers me while visiting countries in Europe in the EU and some others such as Montenegro, Barbados and Turks and Caicos as they have a special relationship arrangement. Can anyone confirm this? I realise this may all change very shortly but it may help some Cancer sufferers in the meantime.
Your EHIC only provide basic medical care equal to that of any residence of that country. If you are injured or become seriously ill and need repatriation then you will not have any cover. Personally I wouldn’t consider traveling without full cover for my condition. I also have cover with my bank account but take out the extra cover to ensure I’m covered
I have always got a good quote from insurancewith.com
I am looking to go to Cyprus and I'm struggling to get cover cus I am having radiotherapy 5 weeks before holiday
Hi Rosey7 and welcome to the online community
Unfortunately, as you have found it can be more difficult to find travel insurance when you have had a cancer diagnosis.
Could I suggest that you join us in the travel insurance group where you will be able to see which travel insurance companies other members have had success obtaining travel insurance through. To join just click on the link I've created and then choose 'join this group' on the page that opens.
Once you have joined, look for the thread called 'Recommended Travel Insurance' as it's where we try to keep recommendations from other forum members who have obtained travel insurance? It should be on the first page.
Most people recommend that you phone the travel companies rather than try and do online quotes as it's easier to explain to someone than try to do it online.
I do hope that you can get travel insurance and that you have a great holiday.
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