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Have you had difficulty getting travel insurance after a cancer diagnosis? This blog gives helpful updates on the travel insurance group discussions.
Welcome to the June 2019 travel insurance update.
Next month, schools will be breaking up and it will be time for the summer holidays. Many people will be hoping to get away to sandy beaches, clear skies and warm seas. July is a peak time of year to travel. Europe is bathed in glorious sunshine, cities are bustling with visitors and colourful summer carnivals are in full swing.
If you are planning a holiday, we hope that the discussions on the travel insurance group give you some valuable recommendations.
Thank you to everyone who contributed to the group in June. Several of you managed to find reasonable travel insurance after a cancer diagnosis and shared useful tips with each other.
Here are some of your success stories over the past month:
Mai Tai took out annual cover for travelling to Europe:
‘Just to give some hope to people struggling to get reasonable holiday insurance.
I was diagnosed with a tumour in my duodenum in July 2018. It was all removed by surgery and all other organs were clear, but chemo was recommended to reduce the chance of another tumour growing. Chemo started in September and finished in April, when I was declared all clear!
My "old" insurance company will not cover me until 3 years post treatment, but I now have annual cover with another company for Europe. It includes winter sports and trekking at altitude for £130, which I thought was very reasonable.’
Aitchjay saved money based on a recommendation in this group:
‘After reading these posts, I tried a different travel insurance company. My cheapest Meerkat quote was £165, but the new company quoted £45. Not much fun having to go through my medical history, but worth it to save £120. So, thank you to everyone who recommended the company.’
Here are some helpful travel insurance tips that you shared over the past month:
Bondgirl61 recommends persevering to find a reasonable quote:
‘At last a quote that was reasonable.
I have had serous uterine cancer (womb cancer) stage 2. I have undergone hysterectomy, ovaries/fallopian tubes gone, plus 15 lymph nodes. A planned holiday to the Caribbean was proving to be a nightmare with regards to travel insurance.
My perseverance has paid off. I have paid £246.31 for 15 days’ Gold cover for both myself and my husband. A far cry from my first quote of £5,900 and the lowest recent quote I had over the phone was £552.
I know it is a pain filling in all the online questions or answering the same thing over the phone, but it really does pay to keep trying.’
Travel and cancer information
If you are thinking of going on holiday, remember to look at Macmillan’s information on travel and holidays to help you get the most out of your trip. Our information includes:
Visit the travel insurance group
Please keep sharing your experiences (good and bad) with us. You can visit the travel insurance group to start a new discussion.
Many thanks to Mai Tai, aitchjay and bondgirl61 for contributing to this blog.
Happy summer holidays and safe travels!
Dad just diagnosed with advanced prostate cancer. Doc says no need to cancel any hols and they will work around his treatment. He has started treatment and really is not good so at the moment not sure we will even get there - were supposed to be going in 6 weeks :-(! However been looking and we've been quoted £3994! Any tips for newly diagnosed and incurable please?
Looking to get some travel insurance for my sister who has been diagnosed with mouth cancer, anybody able to suggest any company’s to try. Thanks
I'm sorry to read about your dad's diagnosis but it's great that his doctor says he can go away on holiday.
Unfortunately, as you have found, it can be more difficult to find reasonably priced travel insurance when you have a cancer diagnosis.
Could I suggest that you join the travel insurance group and then look for the thread called 'Recommended Travel Insurance' as it's where we try to keep recommendations from other forum members who have obtained reasonably priced travel insurance?
It is best to phone the travel companies rather than try and do online quotes. Make sure you have all the information to hand before contacting the insurers. This is a list of common questions that insurers might ask you when applying for insurance.
Some insurers will ask for a letter from your doctor to prove that they have given you permission to travel. In any case it's always best to make sure that you have checked with your doctor that it's okay to travel and that this has been recorded in your notes in case of a claim.
I do hope that you can get some reasonably priced insurance and that your dad has a great holiday.
Hi blue eyed girl 1
I see that you have recently joined the travel insurance group. Clicking on the link I've created will take you back there where you need to look for the thread called 'Recommended Travel Insurance' as that's where most of the recommendations from other forum members are.
Tell your sister that it's best to phone the travel companies rather than try and do online quotes. Make sure she has all the information to hand before contacting the insurers. This is a list of common questions that insurers might ask her when she phones for an insurance quote.
Some insurers will ask for a letter from your doctor to prove that they have given permission to travel. In any case it's always best to make sure that you have checked with your doctor that it's okay to travel and that this has been recorded in your notes in case of a claim.
I hope your sister can get insurance and that she has a lovely holiday.
Be aware too that airlines may require written confirmation from a medical professional that you are fit to fly.
I booked a holiday (via Jet2) for my elderly mother and I and requested Special Assistance to make getting through the airport and on to the flight a bit easier.
I was asked if my mother has any medical conditions. When I mentioned cancer I was told that a statement from a medical professional that she was fit to fly was required. That became a problem.
The GPs at the Doctor's Surgery were unwilling make that assessment. She had been discharged from care of the Cancer Specialist at the hospital so could not get a letter from there either.
Jet2 were unwilling to let her fly - and if we cancelled the holiday would have lost at least 90% of the cost of the holiday. The holiday was only a few days away.
After many hours searching I found a private GP ( with relevant experience) happy to assess my mother. He was happy that she was fit to fly, and we had a lovely holiday in Italy.
Hi does anyone know of insurance companies who would provide cover for someone with terminal cancer but going very well going to the US?
Hi Inverkip and welcome to the online community
Can I suggest that you join the travel insurance group and then look for the thread called 'Recommended Travel Insurance' as it's where we try to keep recommendations from other forum members who have obtained reasonably priced travel insurance?
I hope I don't sound insensitive but is your prognosis definitely terminal, eg. there are no more options or treatments available, or are you classed as incurable, eg. there are still treatments such as chemo, radiotherapy, etc? This is an important distinction to make as it will affect the cost and ability to get insurance. If it is a terminal diagnosis then check with each provider that you ring what they class as terminal because some class it as having less that 6 months to live whilst others will say that it's less than 12 months to live.
I do hope that you can get some reasonably priced insurance and that you have a great time in America.
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