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Have you had difficulty getting travel insurance after a cancer diagnosis? This blog gives helpful updates on the travel insurance group discussions.
Welcome to the July 2019 travel insurance update.
Now that schools have broken up for the summer, it is the peak tourist season. Next month, August, is a time when many of us look forward to relaxing days on the beach, brilliant blue skies and delicious ice-cream!
You may be hoping to get away and enjoy some lovely sunshine, a spot of sightseeing or entertainment for the whole family. If you are planning a holiday, we hope that the discussions on the travel insurance group give you some valuable recommendations.
Thank you to everyone who contributed to the group in July. Several of you managed to find reasonable travel insurance after a cancer diagnosis and booked a holiday. You also shared words of encouragement with each other.
Here are some of your success stories over the past month:
Smirnoff found a reasonable annual policy for herself and her husband:
‘I phoned a travel insurance company as recommended by a few people on the Macmillan discussion group. There were others to try, but these were the first on my list and I was not disappointed.
I chose to phone them as it is better to explain some of the health problems rather than using their website. They quoted £160 for an annual trip to Europe for me and my husband, taking into account his stage 4 lung cancer.’
Carol7 followed a recommendation in this travel insurance group:
‘I just need to share my experience trying to get travel insurance for my husband who has lung cancer. I tried for two days constantly calling insurance companies for quotations.
Finally, I got into my Macmillan account and came across a blog recommending a certain company. They quoted a price less than £100. I have had quotes for thousands or no quote at all.
Thank you to the online community. I do not know what I would have done without you. We are looking forward to being with our son and future daughter-in-law on their wedding day now.
Thank you, Macmillan, for being there.’
Here are some helpful travel insurance tips that you shared over the past month:
Richardh55 points out that airlines may require a fitness to fly certificate:
‘I booked a holiday for my elderly mother and I, and requested Special Assistance to make getting through the airport and onto the flight a bit easier.
I was asked if my mother has any medical conditions. When I mentioned cancer, I was told that a statement from a medical professional that she was fit to fly was required. That became a problem.
The GPs at the doctor's surgery were unwilling to make that assessment. She had been discharged from care of the cancer specialist at the hospital, so could not get a letter from there either.
The airline was unwilling to let her fly and, if we cancelled the holiday, we would have lost at least 90% of the cost of the holiday. The holiday was only a few days away.
After many hours searching, I found a private GP (with relevant experience) happy to assess my mother. He was happy that she was fit to fly, and we had a lovely holiday in Italy.’
Travel and cancer information
If you are thinking of going on holiday, remember to look at Macmillan’s information on travel and holidays to help you get the most out of your trip. Our information includes:
Visit the travel insurance group
Please keep sharing your experiences (good and bad) with us. You can visit the travel insurance group to start a new discussion.
Many thanks to Smirnoff, Carol7 and richardh55 for contributing to this blog.
Safe travels and happy summer holidays!
Very frustrating trying to get insurance for my husband. Last year before he was ill we booked to visit Finland and go on to a cycling tour of the Baltics with friends. The insurance we had at the time was cancelled when he was diagnosed with metastatic melanoma. He has been on dab and tram, “clearly responding very well” according to the oncologist, and she is happy to supply a letter to say he is fine to travel and do the biking. We have only managed to get one quote, for over £2000 to cover the single holiday. The problem is twofold: he will not have a follow up scan until we return and he had a small lesion in his brain (which has been symptomless).
I do understand how frustrating it can be to obtain reasonably priced travel insurance when there's a cancer diagnosis involved.
I did respond to your query in the travel insurance group 6 weeks ago but in case you didn't see it just click here.
I do hope that you can get some reasonably priced insurance and that you have a great trip.
Help please. I can't find any one to cover me. I had base tongue cancer which had spread into local lymph node. My consultant has verbly told me it's all gone now. I had surgeries to remove & 6 weeks of radiotherapy. I also have another medical autoimmune disease. I'm waiting fir the underwriters at Insure with to call me back but so far 6 companies have declined.
I'm sorry to hear how difficult you're finding getting travel insurance.
You may not be aware that there is a travel insurance group on this site where members give their recommendations for travel insurance. Clicking on the link I've created will take you there.
Once you've joined look for the thread called 'recommended travel insurance' (it's usually on the first page) as it's where we try to keep all the recommendations in one place.
It's best to phone the travel companies rather than do online quotes. Make sure you have all the information to hand about your diagnosis and treatment before contacting the insurers. This is a list of common questions that insurers might ask when you're applying for insurance.
Some insurers will ask for a letter from your doctor to prove that they have given you permission to travel. In any case it's always best to make sure that the doctor says that it's okay to travel and that this has been recorded in your notes in case of a claim.
I hope you get some reasonably priced travel insurance and that you have a great holiday
I booked a holiday in March all paid for with Expedia to New York. I did not book travel insurance at the time !iAm due to go way on 14th November , but my regular mammogram has showed that I had a lump which I had removed in 16th August, the lump has now been sent to America to see what treatment is required. So if treatment is too close to to when i am due to travel , due you know from other people’s experiences who may have been stupid like me to not have booked travel insurance, that they would allow to change hotelband flights to another date ?
Hi suesey63 and a very warm welcome to the online community
I'm sorry to hear that you've had a lump removed recently and that you might not now be able to go on a booked trip to New York.
I don't know if Expedia allows you to alter your dates but a quick phone call to them should enable you to get that answered.
Of course you may not need to cancel your trip if treatment isn't going to be started until you're due back. So why don't you join us over in the travel insurance group where you can find out which travel insurance companies other people have recommended.
Once you've joined look for the post called 'Recommended Travel Insurance' (it's usually on the first page) as it's where we try to keep all the recommendations from other community members in one place.
Unfortunately it can be more difficult to find travel insurance when you have a cancer diagnosis. It is best to phone the travel companies rather than do online quotes. Make sure you have all the information to hand about your diagnosis and treatment before contacting the insurers. This is a list of common questions that insurers might ask when you're applying for insurance.
Some insurers will ask for a letter from your doctor to prove that they have given you permission to travel. In any case it's always best to make sure that you have checked with your doctor that it's okay to travel and that this has been recorded in your notes in case of a claim.
I do hope that you can still go away and that you have a lovely holiday
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