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Have you had difficulty getting travel insurance after a cancer diagnosis? This blog gives helpful updates on the travel insurance group discussions.
Welcome to the December 2018 travel insurance update.
Now that the festivities are over, many of us need to beat the January blues. Perhaps you are planning a relaxing New Year break to lift your spirits? Do you yearn to escape the cold temperatures and grey skies, and seek out some winter sunshine?
We hope that the discussions on the travel insurance group will give you some valuable recommendations.
Thank you to everyone who contributed to the group in December. It was great to hear about several positive experiences. Many of you successfully obtained travel insurance at a reasonable price and shared helpful tips with one another.
Here are some of your success stories over the past month:
linda-p received a full pay-out for an unexpected cancellation:
‘Two weeks before our holiday to Malta, my husband received his shock diagnosis of terminal cancer….We were convinced the travel insurance company would find an excuse and not pay out for our unexpected cancellation.
In fact, the insurance company paid out in full, with no quibble, within five weeks of our claim (nearly £3,000).
I just thought I’d pass on how good and efficient they were, during a difficult time.’
Seapickle shopped around to find reasonable cover for a trip to Spain:
‘I have inoperable stomach cancer but responded well to chemo and am now being monitored. I was refused travel insurance with the Post Office and then went to Moneysupermaket who quoted £800+ for a single trip of six days to Spain but in the end, I tried another travel insurance company and got cover for £54 – phew.’
Wee blonde found travel insurance for three cruises:
‘It’s a minefield if you’ve had a prognosis…but I’ve managed to take three successive cruises (2016, 2017, 2018) in different parts of the world (Mediterranean, Dubai and the Far East) and had cover which included my cancer with the same travel insurance company.
It was a bit of a faff and it involved a few calls and many questions – but they insured me! I was so surprised the first time, I nearly cried as I couldn’t believe they said yes.’
Travel and cancer information
If you are thinking of going on holiday, remember to look at Macmillan’s information on travel and holidays to help you get the most out of your trip. Our information includes:
Visit the travel insurance group
Please keep sharing your experiences (good and bad) with us. You can visit the travel insurance group to start a new discussion.
Many thanks to linda-p, Seapickle and Wee blonde for contributing to this blog.
Happy New Year and safe travels!
My advice is to have all your information to hand when phoning Travel Insurance Companies.
I keep a folder with all my Consultant letters, scan dates, results appointments and drugs listed. Also if you have been to your GP about anything else! Be prepared to be on the phone for up to an hour, however if you use the same company a second time it is much easier as they will just update your existing information.
In my experience it is all about timing, if your waiting for a scan or investigations it will prove a challenge to find cover.
I have routine bloods every month and 3 monthly CT to monitor the effectiveness of my medication so I timed my call after a CT and results appointment. I’m just classed as “routine monitoring” at the moment
Best wishes and happy holidays
Hi there, I was diagnosed with breast cancer in August. I’ve had three operations and am now cancer free, no further active treatment.
I just wondered if there was anyone here in a similar situation and did it affect your travel insurance given that I am now “in the clear”.
also any recommendations for who to use?
and did your family then use same company or different one?
thanks so much
Hi Kaners and a warm welcome to the online community
Sorry to hear about your breast cancer diagnosis but it's great that you're now in the clear!
It can be more difficult to find suitably priced travel insurance when you've had cancer. If you click on the link in this paragraph it will take you to the advice that Macmillan provide on how to prepare for, amongst other things, travel insurance quotes.
There is a travel insurance group set up specifically to help people who have had or have cancer find reasonably priced insurance. To join just click on the link I've created and then choose 'Join This Group' on the page that opens. Once you've done this look for the post entitled 'Recommended Travel Insurance', it's usually on the first page, and you should find lots of recommendations from community members who have successfully obtained insurance.
When you do obtain insurance it would be really useful if you could add your recommendation to that thread.
Most people recommend that you phone the travel companies rather than try and do online quotes as it's easier to explain to someone about your diagnosis than try to complete an online quote.
I do hope that you are able to get some reasonably priced travel insurance and that you have some lovely holidays.
Hi I have cervical cancer and was at that time classed as terminal.4years on and I am stable still have it but on a wait and watch .Its rare what I have as this is the second time round .Ive been looking at insurance for our cruise .We have been before and have had no problem with insurance but this time the question has changed .Now I’m not sure how to answer it .What I Have is inoperable and incurable but I’m not very bad at the moment .Can you give me any advice or anything that can help me .please
As you've discovered it can be more difficult to find travel insurance when there is a cancer diagnosis involved.
I see that you have joined the Travel Insurance group so if you go to that group you'll see a thread entitled 'Recommended Travel Insurance'. It's usually on the first page and has recommendations of companies that provide reasonably priced travel insurance from other forum members. When you do obtain insurance it would be really useful if you could add your recommendation to that thread.
If you're not sure how to get back to the travel insurance group just click on the link I've created.
I do hope that you are able to get some reasonably priced travel insurance and have a great holiday
I have just arranged travel insurance today through a company called insurancechoice.
I am 51 years old with locally advanced prostate cancer. I have had radiotherapy and I am still on adjuvant hormone therapy. This yearly multi-trip policy has cost me £99.43 which includes the cancer cover!!!?? I hope I am not missing something but I arranged this on the phone so I'm pretty sure I declared everything, including spread to Lymph nodes. I am actually Gleason 9 T3b. What do you think?
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