Have you had difficulty getting travel insurance after a cancer diagnosis? This blog gives helpful updates on the travel insurance group discussions.
Many travel insurance companies say they cover people who have cancer. But your emails and calls to Macmillan suggest this cover is often unaffordable.
We recently had a call from Jacqueline, who had read our Getting travel insurance booklet. Her 83-year old husband had bowel cancer more than 10 years ago. Aside from a bowel obstruction, which was unrelated to the cancer, he has recently been very well and is not on any medication.
Jacqueline called 15 travel insurance companies, but was surprised and disappointed to be quoted between £2,000 and £580 for a one week holiday in Cyprus.
In the end, Jacqueline and her husband cancelled their holiday and lost their deposit. They didn’t want to go on holiday without travel insurance – but the travel insurance was going to cost more than the holiday.
While calling the companies, she found out that:
Other readers have recently been in touch with us to praise Eurotunnel and another travel insurance company that we haven’t come across before called Global Travel Insurance.
Have you tried getting travel insurance through these companies? If so, it would be great to hear from you.
Travel insurance companies work by assessing risk. If a person ‘poses a risk’ to the company – in other words, they are likely to make a claim – the company will probably charge more for cover.
The principle is understandable. Yet from many stories we hear, it seems that some companies:
What do you think about Jacqueline’s story? Have you had a similar experience, or maybe a good experience with a particular company?
I had surgery for oral cancer in Dec 13 with no further treatment needed, apart from teeth implants which are on the way. I'm going to Italy next week for a week and haven't sorted out travel insurance yet. My question is - do I actually need travel insurance at all? I have booked my own flights and accomodation separately so it's not a travel company requirement, so I'm wondering why I would need it. Any suggestions welcome!
I have just tried Freespirit insurance as recommended above and they have said that they will not cover anyone travelling to the USA with a terminal diagnosis.
Hope this helps
Freedom wont cover USA for terminal diagnosis
Hi Suwfedup and thanks for adding the updated information.
Have you also seen this blog on Travel insurance for people affected by cancer?Kind regards,M.
The information in this blog was correct at the time of writing but some of it may now be out of date.
Please visit our Travel Insurance recommendations blog for more up-to-date information from community members.
HI I want fervently to agree with tess27 regarding insurancewith, they allowed us to go abroad last year at a very reasonable price - they even gave cruise cover (a helicopter lift off ship if necessary ). Once again I really recommend them.
Hi, I am new to this blog, but am looking for some help with travel insurance. I was diagnosed with Ovarian cancer in October 2016, had surgery a week later, followed by 5 months of chemotherapy. In April my Oncologist gave me the 'All Clear'. I am taking no medication, I just have to go for four monthly checkups.
I wish to visit America in October for 10 days and am trying to get some travel insurance. My Oncologist has said there is nothing that is likely to re-occur during a 10 day period that would require hospitalisation, but I am just worried that if something happened prior to the trip I would need to cancel. As recommended above I spoke with Insurewith and they quoted me £1,112 for a single trip. A friend used GoodtoGo for a trip to India following Breast Cancer and she paid £89. I spoke with them and they quoted me £902.64 for silver cover; £1,842.25 for Platinum cover. Is this because the diagnosis was under a year ago? If I want to travel to Australia next year is it best to wait until after the anniversary of the diagnosis, is the price likely to be significantly less?
Can anyone clarify this?
Hi, my husband has been diagnosed with stage 4 brain tumour and his prognosis, although doing well on treatment, is terminal.
We want to travel to Ireland soon and just wondering does anyone have any suggestions re travel surance companies who might insure him? I really do not want to go with no insurance! Any suggestions/experiences re this welcome
Free sprit were great, (have to call, not online) quoted me £480 for 2 week holiday, even though my cancer is terminal. Quote also give > than 3 days prior to departure. 'Fit to travel' a no go, even though they say they are good with cancer, they don't provide insurance for terminal cancer, no matter how ell you are currently. Alison
Daughter has used Insurancewith for a good few years now, as a freelance musician she travels for work as well as pleasure, and this company gives her a really competitive rate for an annual policy.
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